If you are like many people, you hate paying bills, yet deep down you know you have to pay bills to maintain good credit. An excellent way to deal with this unpleasant task is to rip off the proverbial bandage and just tackle the problem. Procrastinating will only increase your stress—relief could be just twenty minutes away. So gather those bills, grab your computer, a calculator, a checkbook, a pen, or whatever you need, and set a timer. Hunker down for twenty minutes or until the job is done. Then reward yourself with a glass of wine, a piece of dark chocolate, or anything that makes you happy.