Many people see something they want and immediately buy it. If you do that over and over again, this philosophy can lead you into certain debt. Don’t live beyond your means. Doing so has been proven to cause stress and anxiety; it also leads to conflicts among spouses or family members. Spending less than you earn in our materially driven society is not always easy, but the feelings of security and peace that come with not being in debt will certainly bring you more happiness than any purchase ever could.